Mission & Principles

A fierce dedication to serving the
medical community

Ensuring financial stability today, tomorrow, always.

For 39 years, Medical Mutual has thrived based on humble principles, conservative financial management and a fierce dedication to its mission of serving the medical community.

Today, Medical Mutual’s financial stability is strong by any measure commonly applied to insurers. And independent rating agency, A.M. Best, recognizes the Company's financial strength as A-; or Excellent. The Company consistently carries a level of policyholder surplus that places it among the most stable provider-owned companies in the country. The historical record of loss reserves for filed claims has consistently exceeded case results to the benefit of the Company and policyholders. And assets are invested conservatively with vigilant testing and re-testing of the portfolio’s ability to withstand stresses from interest rate and equity market fluctuations.

As a mutual company, our philosophy is to pay dividends in the form of premium credits when actual loss experience proves better than expected. Since our founding in 1978, we’ve declared 17 dividends, aggregating more than $45 million.

The bottom line is that because of our long-term focus and clear mission, when you are insured by Medical Mutual, you can be sure we’ll be there for you when you need us, regardless of market conditions.