Providing access to expertise to help you respond appropriately
To help defray the costs associated with patient data breaches, Medical Mutual includes $100,000 of base cyber security coverage – double the coverage provided by most other carriers – in its medical professional liability insurance policies. This state-of-the-art coverage provides access to the expertise to help you respond appropriately to HIPAA and HITECH Act laws that require such things as patient notification in the event of a breach of patient information. Under the program, Medical Mutual's third-party experts coordinate notification with related expenses covered, subject to your chosen aggregate limit.
Other Federal mandates the turn-key program covers are services like credit monitoring and forensic analysis. It also provides benefits to help cover financial liabilities, including legal defense and penalties associated with breach liability.