Dividends and
Medical Mutual

An unparalleled track record

Benefiting policyholders in every state the Company serves

As a mutual company, Medical Mutual has the power to declare dividends when surpluses warrant them. And no other medical professional liability carrier in New England can match the extent to which the Company has paid dividends to its member-policyholders over the years. The Company has returned dividends to its policyholders in the form of premium credits in 13 in the last 14 years. In 2020, the global coronavirus pandemic interrupted healthcare delivery in profound ways. Given the significant reduction in clinical and anticipated claims activity, Medical Mutual declared a special $4 million dividend payable to eligible policyholders on October 1, 2020. We hope and trust that this unprecedented special dividend will provide a meaningful offset against the financial stresses our member-insureds have surely borne.

Since its founding in 1978, Medical Mutual has declared dividends 20 times for a total of over $63 million returned to its policyholders. What does your professional medical liability insurance company do with its surpluses?