Medical Mutual Insurance Company of Maine

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A.M. Best Upgrades Company’s Outlook

Independent rating agency, A.M. Best, recently announced that Medical Mutual Insurance Company of Maine's Financial Strength Rating shall remain at B++, while its Outlook has been upgraded from Stable to Positive. Given the Company's strong financial performance for the past several years, Medical Mutual President and CEO, Terrance J. Sheehan, MD, said in an email to Company employees that he was disappointed, but not surprised.

Having experienced four extremely strong years of financial performance since the rating agency downgraded Medical Mutual to B++ from its A- rating, Sheehan and senior management of the Company had been holding out hope that this would be the year that the Company's strong financial performance, including dividend declarations totaling nearly $8 million over the past two years, would be recognized with a Financial Strength Rating upgrade. But just as Medical Mutual takes a conservative approach to fiscal management, it appears that A.M. Best is taking a similarly conservative approach to its rating, said Sheehan.

He added, "We have had remarkable success over the past four years and how we manage our company going forward will determine our future, not A.M. Best's opinion. Interviewed after Best's formal announcement", Sheehan said that the first six months of 2009 further validate the Company's approach as its financial performance continues to be extremely strong by any measure.