Medical Mutual Insurance Company of Maine

A quarterly review of Company and industry news for Medical Mutual member-policyholders.

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The Advocate
Second quarter 2007

Maine Rates to Remain Unchanged


Medical Mutual's President and CEO Terrance Sheehan, MD, announced in a letter on July 20 to all Maine policyholders that the Company would not file for any rate increases on its physician and hospital lines of business. This marks the second consecutive year that rates will have remained unchanged.

In his letter, Sheehan wrote, "I'm extremely proud of our entire medical community as Maine is recognized as one of the nation's leaders in delivering outstanding, competent and compassionate care to its residents."


The two biggest reasons Medical Mutual has been able to hold the line on premium increases in Maine are the continued moderation of incurred losses and significant draw-downs on claim reserves from prior years. Sustained rate stabilization appears to be attainable as claims activity continues to trend favorably.